* Field is required *

Senior Living Communities: A Guide To Housing Options And Cost-Saving Tips

[rt_reading_time postfix="min read" postfix_singular="minute"]

While there are senior living options that cater to assisted living or seniors’ health needs, it’s essential to note that active and independent older adults also require appropriate housing options. Active senior living communities have been designed specifically with seniors in mind and provide retirees with comfort, companionship, and more. If you’re concerned about the cost of senior housing, the good news is that there are ways to save on active senior living options.

What Are Active Senior Living Communities?

Active senior living communities are housing options designed for older adults who are still active, independent, and do not require assistance with daily living activities. These communities provide an environment that encourages an active and engaging lifestyle while also offering services and amenities that cater to seniors’ unique needs. The communities typically offer various recreational activities, fitness centers, social events, and other amenities to help seniors stay active and connected with others. Some communities may also provide on-site medical care or transportation services to help seniors with their healthcare needs. Overall, active senior living communities offer seniors a chance to maintain their independence while enjoying a vibrant and fulfilling lifestyle.

Top Senior Living Options for Active Adults

While active living communities all share similar qualities and features, each individual community is unique. There are many different options available for adults aged 55 and older. Whether you’re looking for an apartment, condo, or smaller home, you can find an active senior living community that meets your needs.

Choosing the right senior living option depends on an individual’s preferences, lifestyle, and healthcare needs. It’s important to research and visit different communities to find the best fit.

The following are some of the top types of active senior living communities.

Independent Living Communities

These communities offer a variety of housing options, including apartments, townhouses, and single-family homes, specifically designed for seniors. Independent living communities provide a maintenance-free lifestyle, with services such as housekeeping, transportation, and meal plans, as well as various recreational activities and social events.

Co-Housing Communities

Co-housing communities are a unique senior living option where residents live in a shared community with private living spaces but share common areas such as kitchens, living rooms, and outdoor spaces. Co-housing communities offer a sense of community and social connection while also providing privacy and independence. This is great for people who are looking for memory care assisted living.

Active Adult Communities

Active adult communities are age-restricted neighborhoods designed for active seniors. These communities typically offer amenities such as golf courses, fitness centers, pools, and social clubs, promoting an active and healthy lifestyle.

How to Save on Active Senior Living Options

After retirement, seniors have a limited amount of money to work with, usually from pensions and savings. Although this fund is intended to last throughout their lifetime, it is advisable to be cautious with expenses by reducing costs wherever possible.

Active senior living options can be costly, but there are ways to save on these expenses. Here are some tips to help seniors and their families save on active senior living options:

  • Research Communities: Research multiple communities and compare the services and amenities offered, as well as the costs. Some communities may offer move-in specials, discounts, or flexible payment plans.

  • Consider Shared Living Spaces: Some communities offer shared living spaces, such as two-bedroom apartments or shared suites, which can be more affordable than private living spaces. For memory care, this is a great option.

  • Look for Government Assistance: Seniors who meet income and asset requirements may qualify for government assistance programs, such as Section 8 housing vouchers or subsidized senior housing.

  • Explore Veterans Benefits: Veterans and their spouses may be eligible for VA benefits that cover some or all of the costs of senior living.

  • Seek out Non-Profit Communities: Some non-profit senior living communities may offer more affordable options, as they are not focused on profit margins.

  • Negotiate Fees: When negotiating a contract, ask about any fees that may be waived or reduced, such as application fees or move-in fees.

  • Opt for a Smaller Unit: Choosing a smaller living space, such as a studio or one-bedroom apartment, can be more affordable than larger units.

How to Look For Active Senior Living Options

Consider an active senior living community as an option for yourself or your loved ones. These communities offer a chance for retirees to downsize without losing independence, while also providing a community atmosphere that offers numerous social benefits.

Before making a decision, it’s important to research and understand what the community offers, and take into account individual needs, lifestyle, finances, and resources. Aspects to consider include costs, available amenities, and the timing of the move.

With the increasing demand for senior housing, it’s crucial to explore all available options. Online searches provide a convenient way to compare different active senior living communities, their amenities, and associated costs to help find a suitable and affordable option.